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Senior Vice President - Credit Review Senior Officer I

https://www.citi.com/ Logo

Citi

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Location:
India, Mumbai

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Category:
-

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

Citi’s Risk Management organization oversees Citi’s risk governance framework and risk appetite, ensures all risks generated by the firm’s businesses are measured, reviewed, and monitored on an ongoing basis. We’re currently looking for a high caliber professional to join our team as Senior Vice President, Credit Review Senior Officer 1 - Hybrid. (Internal Job Title: Senior Vice President - C14) based in Mumbai - India. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.

Job Responsibility:

  • Assesses the effectiveness of credit risk management at Citi and the ability of the Business and Independent Risk to identify, monitor and mitigate current and emerging credit risks across assigned BICR Review Entities
  • Management of BICR Review Entities through quarterly Business Monitoring and periodic Reviews
  • Assessment of the quality of assigned portfolios and relationships, including identification and evaluation of emerging risks
  • Assessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial and high-net worth relationships
  • Assessment of the effectiveness of the credit risk processes and standards of assigned Review Entities to promote leading practices and identify opportunities for improvements
  • Assessment of Business and Risk staffing levels to determine the effects on assigned Review Entities
  • Preparation of Credit Assessment Documents in accordance with and at the quality standards required by the BICR Manual and Review Guides
  • Approval of relationship-level file testing prepared by BICR Credit Risk Reviewers
  • Evaluation of the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring, and subsequent validation of the effectiveness of the same after implementation by the Business
  • Accountability for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and Banking & International Credit Review Reports created for the assigned Review Entities
  • Support Credit Review Managers, Senior Credit Review Managers and Global Head of Banking and International Credit Review on cluster and/or global tasks
  • Proactive communication to Credit Review Team Managers, Senior Credit Review Managers and GRR Senior Management of any concerns and/or emerging risks that may jeopardize the assigned Review Entities
  • Travel Required (10% to 30% depending on cluster)

Requirements:

  • Demonstrable financial services experience including 10+ years of credit experience in corporate or commercial banking
  • Work experience in Banking, Finance, Accounting, Economics, Business Administration or similar with credit or financial statement analysis experience
  • Good knowledge of capital markets products, including derivatives
  • Expert in risk analysis and risk management processes for one or more products and lending areas
  • Fully conversant in credit policy matters with proven sound judgment
  • Regulatory experience or relevant experience in a similar role at another institution is desirable
  • Advanced analytical skills, with the ability to identify root causes and trends and anticipate horizon issues
  • Strong project management skills, with the ability to coordinate and manage large review teams
  • Ability to recognize emerging risks, including operational risk
  • Proven ability to build and maintain relationships and exert influence without direct authority
  • Excellent written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
  • Proficient in Microsoft Office (Word, Excel, and PowerPoint)
  • Knowledge of Citi's organization and systems preferred
  • BA/BSc or higher in business, finance, or a related field
  • Senior Credit Officer qualification preferred

Nice to have:

Language skills preferred, depending on cluster

What we offer:
  • Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
  • We empower our employees to manage their financial well-being and help them plan for the future
  • Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses
  • We have a variety of programs that help employees balance their work and life, including generous paid time off packages

Additional Information:

Job Posted:
March 21, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:
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