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Senior Vice President - Structured Credit and Real Estate Underwriting

https://www.citi.com/ Logo

Citi

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Location:
India, Mumbai

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Category:
-

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

The Senior Vice President position will hold a critical role within the Structured Credit and Real Estate Underwriting (SCREU) team administering a multi-billion dollar portfolio of asset securitization transactions primarily across the ABS and CLO asset classes (including auto, credit card, unsecured consumer loans, middle market, private credit and broadly syndicated loans). The role is a senior position responsible for leading and coordinating a team of Analysts and Associates, providing overseeing the work of the juniors, quality assurance, timely delivery, and analytical rigor, liaising with Origination, other Institutional Credit Management teams, and Independent Risk; conducting credit reviews and monitoring the portfolio to identify credit migration. Developed communication and diplomacy skills are required in order to guide and train juniors and ensure a quality work product.

Job Responsibility:

  • Accountability for ensuring strong analysis of the assigned SCREU portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
  • Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
  • Supervise analysts and associates to perform periodic monitoring of the portfolio
  • Ensure maintenance of organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
  • Perform quality control of the approval memos to ensure accuracy and completeness of input
  • Ensures team monitors the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and makes appropriate recommendations with the aim of identifying and mitigating credit risks
  • Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
  • Provide support to Director and other senior team members, lead projects and initiatives in the wider team
  • Keep abreast of industry and market trends and customer-specific events

Requirements:

  • 13+ years of credit, portfolio management or product experience (preferably in structured finance/securitization) in a financial institution, rating agency, financial guarantor, or asset management firm
  • Experience in leading a team and in coaching and mentoring junior bankers
  • Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
  • Pro-active disposition with ability to work autonomously and within a team
  • Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
  • Strong Microsoft Office skills
  • Modeling experience is a plus
  • Strong attention to detail
  • Oral and written communications skills enabling the candidate to effectively interact with internal and external constituents of all levels
  • Strong awareness and adherence to the control environment including Quality Assurance and Quality Control
  • Proven culture carrier
  • MBA or CFA or CA

Nice to have:

On track for internal Senior Credit Officer designation is a plus

Additional Information:

Job Posted:
March 21, 2025

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:
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