Business Credit Manager, Citi

Business Credit Manager

Citi

Location:

Singapore, Singapore

Category:

Banking

Contract Type:

Not provided

Salary:

Not provided

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Job Description:

Citi Commercial Bank (CCB) is a solutions-led business for the demands of mid-sized and emerging corporates. We’re currently looking for a high caliber professional to join our team as Business Credit Manager based in Singapore. This role is part of the Commercial Lending Management Unit. This team is part of the Citi Commercial Bank which specializes in providing trade finance, working capital finance and treasury solutions for Emerging Corporate and Mid Corporate clients in Singapore.

Job Responsibility:

Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
Prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision
Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements
Perform industry and geographical research and other due diligence as needed
Maintain a solid understanding of Citibank products and services - within Small Business/Commercial Banking and the broader organization
Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Requirements:

2 - 5 years prior experience in credit risk management or equivalent training and experience preferably in the financial services industry
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills

What we offer:

A career with us means joining a family of more than 230,000 dedicated people from around the globe
At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact

Additional Information:

Job Posted:

March 22, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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