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This role is critical in establishing new banking relationships with various entities including corporations, partnerships, and not-for-profit organizations. You will be expected to have comprehensive knowledge of all commercial products and services. This role also involves a significant amount of time spent out of the office, visiting existing clients and developing new business. This position will offer you an existing portfolio of commercial banking clients to kick off your career with the bank.
Job Responsibility:
Develop and maintain relationships with corporations, partnerships, and individuals conducting business
Financial Statement Analysis
Facilitate the personal interaction of the Commercial Banker with the customer/prospect to match the product and service with the customer's identified needs
Maintain a thorough understanding of the business/industry of the customer
Evaluate the amount of risk involved in entering into a relationship with customers
Ensure all loans are administered within legal and regulatory requirements
Actively participate in community organizations that meet our community social responsibility requirements
Monitor customer accounts and take appropriate action when necessary
Resolve customer inquiries efficiently and effectively
Maintain accurate customer credit records
Requirements:
Minimum of 5 years of experience in Commercial Lending or Business Banking
Demonstrable expertise in Commercial Banking and Commercial Lending
Extensive knowledge of Commercial Real Estate
Proven skills in Business Development and Relationship Management
Proficiency in Banking Credit Analysis
Expertise in structuring and managing loan processes
Strong communication and interpersonal skills
Excellent negotiation and decision-making abilities
Bachelor's degree in Finance, Business Administration, or related field is preferred
Ability to work independently and as part of a team
Strong problem-solving skills and analytical thinking
High level of professionalism and ethical conduct
What we offer:
Medical, vision, dental, and life and disability insurance
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