Credit Risk Analytics Analyst II, Citi

Credit Risk Analytics Analyst II

Citi

Location:

India, Mumbai

Category:

Finance

Contract Type:

Employment contract

Salary:

Not provided

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Job Description:

Credit Risk Analytics Analyst II focused on enhancing risk policies and supporting credit analytics for Citi CoBranded Credit Cards in the US using statistical techniques and data-driven approaches.

Job Responsibility:

Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses
support tactical and strategic Risk Analytics projects for Citi’s CoBranded Credit Cards Risk Management group in the US
develop and manage implementation of effective risk management strategies that help mitigate credit losses, including designing, executing, interpreting credit tests on statistically sampled customer populations
apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
provide updates and communicate key initiatives to senior risk management
analyze tests and performance using SAS and decision tree software (CHAID/CART)
evaluate effectiveness of current policies and strategies.

Requirements:

Undergraduate degree with a specialization in Statistics, Mathematics, or other quantitative discipline
2+ years’ work experience required
experienced in developing, implementing and monitoring credit strategies or scoring models across underwriting, existing customer management
good programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in PC, UNIX environments
highly proficient in Excel/pivot tables and PowerPoint
VBA a plus
exposure to project/process management
strong communication and presentation skills targeting a variety of audiences
ability to work with cross-functional teams
flexibility in approach and thought process
ability to work effectively across portfolio risk policy teams and functional areas teams
strong influencing and facilitation skills.

What we offer:

Best-in-class benefits
work-life balance

Additional Information:

Job Posted:

March 22, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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