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Principal Engineer, Software - Payment & Fraud Technologies

https://www.t-mobile.com Logo

T-Mobile

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Location:
United States, Bellevue

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Category:
IT - Software Development

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Contract Type:
Employment contract

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Salary:

133500.00 - 240700.00 USD / Year

Job Description:

The Principal Engineer is a senior technical leader responsible for the end-to-end architecture and delivery of a highly scalable payment processing & fraud management platform. In this role, you will define the technical strategy and drive the hands-on development of a secure, resilient infrastructure that processes transactions at extensive scale. You will provide architectural leadership and ownership of the platform’s design, ensuring high availability, low latency performance, and robustness against failures. Security is a paramount focus. The Principal Engineer will champion standard processes in cloud infrastructure security, payment data protection (PCI compliance, tokenization), and Kubernetes/container orchestration security to safeguard our systems and customers. This role combines strategic vision with active contribution, collaborating multi-functionally to deliver a world-class payments platform that is innovative, reliable, and secure.

Job Responsibility:

  • Define the technical roadmap and engineering strategy for payments and fraud systems
  • Lead by example with active involvement in coding, code reviews, and prototyping of critical platform components
  • Design and maintain a secure cloud environment for the payment platform
  • Champion payment data security across the platform
  • Integrate and enhance fraud detection mechanisms within the platform
  • Oversee the security of our containerized applications and Kubernetes orchestration
  • Design for high availability and disaster recovery
  • Provide technical leadership and mentorship to engineering teams
  • Continuously optimize platform performance
  • Work closely with product managers, business customers, and other engineering teams
  • Stay up-to-date with industry trends in payments, fintech, and cloud security
  • Serve as a mentor and coach for engineers on the team

Requirements:

  • 10+ years of software engineering experience, with at least 5 years in designing and building large-scale, distributed systems
  • In-depth understanding of payment processing systems and fraud detection techniques
  • Strong experience with cloud platforms (AWS and/or GCP) in a production environment
  • Deep knowledge of PCI DSS requirements and experience ensuring compliance in payment systems
  • Hands-on experience deploying and managing applications in Kubernetes
  • Exceptional skills in designing highly available, fault-tolerant architectures
  • Strong development skills in one or more programming languages (e.g. Java, Go, C#, Python, or similar)
  • Excellent leadership and social skills
  • Bachelor’s degree in Computer Science or related field (required)
  • Master’s degree or higher in a relevant field is preferred

Nice to have:

  • Experience in the payments or e-commerce industry at scale
  • Knowledge of advanced security frameworks and practices
  • Relevant industry certifications
  • Exposure to modern fraud prevention tools and techniques
  • Experience with performance engineering and tuning of high-throughput systems
What we offer:
  • Competitive base salary and compensation package
  • Annual stock grant
  • Employee stock purchase plan
  • 401(k)
  • Access to free, year-round money coaches
  • Medical, dental and vision insurance
  • Flexible spending account
  • Paid time off
  • Paid holidays
  • Paid parental and family leave
  • Family building benefits
  • Back-up care
  • Enhanced family support
  • Childcare subsidy
  • Tuition assistance
  • College coaching
  • Short- and long-term disability
  • Voluntary AD&D coverage
  • Voluntary accident coverage
  • Voluntary life insurance
  • Voluntary disability insurance
  • Voluntary long-term care insurance
  • Mobile service & home internet discounts
  • Pet insurance
  • Access to commuter and transit programs

Additional Information:

Job Posted:
April 05, 2025

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:
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