Vice President - Credit Review Officer

• Assesses the effectiveness of credit risk management at Citibank N.A. India and the ability of the Business and Independent Risk to identify, monitor and mitigate current and emerging credit risks across Citibank N.A India aligned with credit regulatory expectations
• Assisting in the management of Citibank N.A India portfolio through ongoing testing and periodic Reviews
• Assessment of the quality of the portfolio and relationships, including identification and evaluation of emerging risks
• Assessment of the quality and adequacy of credit analysis, ongoing credit management, as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial and high-net worth relationships and other credit regulatory obligations
• Assessment of the effectiveness of the credit risk processes and standards to promote leading practices and identify opportunities for improvements
• Preparation of Credit Assessment Documents in accordance with and at the quality standards required by the CALRM Procedure Manual
• Completion of relationship-level file testing
• Evaluation of the appropriateness of Corrective Action Plans resulting from Reviews and subsequent validation of the effectiveness of the same after implementation by the Business
• Accountability for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and CALRM Review Reports created for Citibank N.A India
• Support Credit Review Senior Officer Senior Credit Review Managers and Global Head of Banking and International Credit Review
• Proactive communication to Credit Review Senior Officer, Senior Credit Review Managers and GRR Senior Management of any concerns and/or emerging risks that may jeopardize the Citibank N.A India entity

• Demonstrable financial services experience including 8+ years of credit experience in corporate or commercial banking
• Regulatory experience or relevant experience in Credit Loan Review Mechanism or similar role at another institution is highly desirable
• Work experience in Banking, Finance, Accounting, Economics, Business Administration or similar with credit or financial statement analysis experience
• Good knowledge of capital markets products, including derivatives
• Expert in risk analysis and risk management processes for one or more products and lending areas
• Fully conversant in credit policy matters with proven sound judgment
• Advanced analytical skills, with the ability to identify root causes and trends and anticipate horizon issues
• Strong project management skills, with the ability to coordinate and manage large review teams
• Ability to recognize emerging risks, including operational risk
• Proven ability to build and maintain relationships and exert influence without direct authority
• Excellent written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
• Proficient in Microsoft Office (Word, Excel, and PowerPoint)
• Knowledge of Citi's organization and systems preferred
• BA/BSc or higher in business, finance, or a related field
• Senior Credit Officer qualification preferred

Language skills preferred, depending on cluster

• Extensive on-the-job training and exposure to senior leaders
• More traditional learning
• Programs and services for physical and mental well-being including access to telehealth options, health advocates, confidential counseling
• Access to an array of learning and development resources
• Variety of programs that help employees balance their work and life, including generous paid time off packages