VP Credit Officer, Consumer & Retail Products, Citi

VP Credit Officer, Consumer & Retail Products

Citi

Location:

United States, New York ▼

Fresno

Category:

Banking

Contract Type:

Employment contract

Salary:

129840.00 - 194760.00 USD / Year

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Job Description:

Citi’s US Commercial Bank (CCB) is a rapidly growing business, targeting emerging, mid- and larger-sized companies with annual revenue generally from $100 million to $3 billion. The CLM Credit Officer facilitates the end-to-end lending process for a covered industry vertical through a team of credit professionals. The role involves credit underwriting, due diligence, structuring and documentation, and portfolio monitoring. The CLM Credit Officer is responsible for approving and managing a material amount of credit risk associated with capital deployed across a variety of lending products appropriate for commercial banking relationships.

Job Responsibility:

Facilitate the end-to-end lending process within the US CCB for the assigned relationships and portfolio
Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio
Directly manage the analysis and workflow of underwriting requests for new-to-bank and existing credit relationships
Lead the timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers
Direct and supervise the loan documentation process for both new transactions and amendments or modifications
Conduct periodic client calls on all portfolio clients and select new to bank opportunities
Mentor and develop junior staff to become effective resources and future Credit Officers and Bankers

Requirements:

5+ years of experience in credit underwriting, portfolio and/ or risk management with a large multinational financial services organization
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Excellent communication (written, verbal, presentation and listening) and organizational skills
Strong credit sense and ability to articulate a view, work across a range of credit products, with experience in early problem recognition and resolution skills
Proficient in various spreadsheet and word processing applications
Bachelor’s degree
advanced degree(s) and other certifications considered but not required

Nice to have:

Advanced degree(s) and other certifications
Experience in early problem recognition and resolution skills

What we offer:

Medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages including vacation, sick leave, and paid holidays

Additional Information:

Job Posted:

March 20, 2025

Expiration:

April 22, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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