Wealth Credit Management Underwriter - AVP, Citi

Wealth Credit Management Underwriter - AVP

Citi

Location:

Hong Kong, Hong Kong

Category:

Finance

Contract Type:

Not provided

Salary:

Not provided

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Job Description:

Citi Global Wealth (CGW) is a Division of Citi focused on serving the needs of clients across the entire wealth spectrum. It delivers a wide range of products and services covering capital markets, managed investments, portfolio management, trust and estate planning, investment finance and banking. The Lending business of Wealth offers a diverse product range including Securities Backed Lending (SBL), Commercial Real Estate (CRE), Aircraft, Art-backed Finance as well as tailored solutions to target market clients of the Private Bank. Wealth Credit Management (WCM) is a critical component of the First Line of Defense for credit risk management and works within the business with Independent Risk partners to ensure best-in-class risk and controls, as well as client responsiveness.

Job Responsibility:

Assist Lending Advisors with preparing Credit Greenlight memos (as applicable)
Full credit underwriting with appropriate risk return characteristics based on Citi's Credit and Product Standards, policies and procedures
Preparation of Credit Applications ensuring accuracy and completeness of data
Financial Analysis including cash flow statements
Collateral Evaluation covering investment portfolios, commercial real estate, art, aircraft and other asset classes
Prepare and negotiate credit documentation for facilities, including liaison with internal and external legal counsel, as required
as well as undertaking the annual review of documentation
Prepare and review facility covenants
Assist in Portfolio Management, including Annual Credit Reviews, covenant monitoring and compliance, waivers and extensions and all related system maintenance with the Data Management Teams
Problem Recognition and assisting with classified loans remedial management
Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Requirements:

5 years of experience
Strong and proven analytical, financial structuring and execution skills
Experience as a credit officer
Strong knowledge of Citibank’s Credit Policies, Product Programs and Citi Policies
An in-depth knowledge and understanding of Financial Analysis including Financial and cash flow modelling
Excellent communication (written and verbal) and interpersonal skills
Good negotiation skills
Strong initiative and interactive approach to problem solving
Team Player
Bachelor's/University degree, Master's degree preferred

Additional Information:

Job Posted:

March 21, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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